BPJS Contribution Calculator

BPJS Kesehatan (health) is 5% of salary, plus four BPJS Ketenagakerjaan programs: JHT (old-age) 5.7%, JP (pension) 3%, JKK (work accident) 0.24%–1.74% by risk level, and JKM (death) 0.3%. Each percentage is applied to the relevant wage base, not always the full salary.

For Kesehatan the employer pays 4% and the employee 1%; for JHT it is 3.7% employer / 2% employee; for JP it is 2% employer / 1% employee. JKK and JKM are fully paid by the employer. So the employer always carries the larger share.

Partly. BPJS Kesehatan caps the wage base at Rp 12,000,000, and JP is capped at Rp 10,547,400/month (2025, adjusted periodically). JHT has no ceiling — its 5.7% is applied to the full salary. JKK and JKM also use the full salary. So only Kesehatan and JP stop increasing above their caps; JHT keeps scaling with pay.

Yes. BizOps Payroll applies the correct rates, ceilings, and risk level per employee, splits employer vs employee portions, and posts the deductions and company expense to the ledger each run — so no manual BPJS spreadsheets are needed.